Learn About The Cat Card

About The Cat Card

Buying parts should be as easy as buying groceries. Renting equipment, as easy as renting a car. The Cat Card gives you that simplicity — plus the flexibility and resources to get what you need fast at any Stowers or Stowers Rental Store location. Wherever the job takes you, use your Cat Card for parts, service, rentals and more. Visit catcard.com for more information.

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WHAT MAKES THE CAT CARD DIFFERENT?

As a business owner, you have many options to fund operations and secure credit. You probably already have business and personal credit cards in your wallet. So why should you choose the Cat Card?

CAT CARD REWARDS

Cat Card Rewards is a program included with Cat Card that will provide Rewards on all qualifying Cat Card purchases for eligible Accountholders. Rewards are earned and may, in most cases, be used for the purchase of parts, service, work tools or rentals at any Stowers or Stowers Rental Store location. Cat Card Rewards are issued as Cat Prepaid Credits, which may be used to purchase parts, service, sales, rental and work tools. New machines may not be purchased with a Cat Prepaid Credit.

 

EXCLUSIVE OFFERS FOR CAT CARD HOLDERS

SPECIAL FINANCING ON CAT PARTS & SERVICES*

ON PARTS.CAT.COM AND CAT CENTRAL: Now through end of 2025: Get 0% for 6 months with no payments, 0% for 12 months, 0% for 24 months with no payments for first 3 months and no invoice minimums, 0% for 36 months or 0% for 36 months with no payments for first 6 months with a $3500 invoice minimum.​*

​IN-STORE: Now through end of 2025, at participating Cat dealers: Get 0% interest for 3 months with no payments, 0% for 6 months or 0% for 6 months with no payments, 0% for 12 months, 1.9% for 18 months or 4.9% for 36 months.​*

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CAT CARD DEALS ON CAT WORK TOOLS & ATTACHMENTS**

Get 0% for 12 months, 1.9% for 24 months or 4.9% for 36 months on qualifying Cat work tool purchases of $1,000 or more when you use the Cat Card at participating Cat dealerships.**
4.9% for 36 months + earn 5% in Cat Credits on select Cat work tool purchases of $1,000 or more when you use the Cat Card at participating Cat dealerships**
0% for 36 months on select Cat work tool purchases of $1,000 or more when you use the Cat Card at participating Cat dealerships**

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 *Offer valid through December 31, 2025. Offer subject to change without prior notice. Additional terms and conditions may apply. 0% for 36 months and 0% for 36 months with no payments for 6 months requires $3,500 minimum purchase. No minimum amount is required for other terms. Rental transactions do not count toward $3,500 minimum. The invoice must represent at least 50% genuine Cat parts or reman parts. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under all offers due in full at the end of term. If not paid in full at the end the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Special offers are subject to change without notice, and additional terms and conditions may apply. Visit Catcard.com or contact your Cat dealer for more information.​

**Offers valid through December 31, 2025. Offers for 0% for 12, 1.9% for 24 months and 4.9% for 36 months limited to qualifying work tools compatible with select compact equipment and qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Contact Cat dealer for a full listing of eligible work tools.

Offer for 4.9% for 36 months + Cat Credits limited to qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Limit $10,000 in Cat Credits per work tool purchase. Cat Credits can used on future purchases of parts, service, sales, work tools and rentals of Cat equipment at participating Cat dealers, The Cat Rental Store, parts.cat.com and Cat Central. Availability to use Cat Credits on parts.cat.com and Cat Central varies by Cat dealer. Visit cat.com/catcredits for full Cat Credits rules.

Offer for 0% for 36 months limited to the following Hammers: H110-H215 and includes: rotary cutters; mulchers; compactors; shears; multi processors; pulverizers; demo & sorting, orange peel, forestry and fabricated grapples.

A $1,000 minimum purchase invoice is required on all offers unless otherwise stated. Rental transactions do not count toward minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under offers to be paid by equal monthly payments for the duration of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.